Our Advisors

Christopher M. Duffy, J.D., our managing partner and staff attorney specializing in estate planning, is a graduate of the University of Vermont and Brooklyn Law School, and is licensed to practice law in the states of Massachusetts, New York, and New Jersey. Chris has worked in both large and small law firms, first as Legal Assistant at Kaye, Scholer, Fierman, Hays, & Handler, a large New York City law firm, then at Segal and Meltzer, a small firm initially as a Law Clerk and later as an Associate. At Segal and Meltzer, he specialized in representing and counseling wealthy business owners, entrepreneurs and their families in the arenas of business organizations, estate planning and commercial litigation. After his experience in New York, Chris decided to settle in Massachusetts and further refine his professional practice to focus on counseling clients in their estate and business planning.

Legal services are not offered through, nor supervised by Lincoln Investment or Capital Analysts.

Kevin joined Capital Analysts of New England in 1991.  He holds Series FINRA 7, 24 and 63 Registrations. 

Kevin received his BS in Business Administration from the University of Vermont, a Master of Science Degree in Taxation, and a Master of Science Degree in Finance from Bentley College.  He is a Certified Public Accountant and his experience in the industry includes working as a Controller and CFO for a privately held business.

Kevin works with both business owners and individuals. He specializes in evaluating and designing financial and tax strategies for his clients’ individual needs.  Kevin believes that each client’s situation is unique and spends time educating his clients and tailoring their planning to help them achieve their personal and business goals. His areas of service include:

• Financial Planning
• Retirement Planning 
• Investment Planning & Asset Management  
• Cash Flow and Tax Planning
• Estate Planning
• Business Succession Planning
• Insurance Analysis and Product Implementation
• Qualified Retirement Plans and Deferred Compensation for Key Employees.

Kevin is a member of the Massachusetts and New Hampshire CPA societies; Financial Educator’s Network and is former Chair of the Financial Planning Committee for the Rhode Island CPA Society. 

On a personal note, Kevin and his wife, Deb, have triplet daughters.

_{CPA services are not offered through, or supervised by, The Lincoln Investment Companies.}

Investment Adviser Representative Christopher R. Connolly, CRPS®, AIF® has been involved in the design administration and investment selection/management of qualified and non-qualified retirement plans for more than 20 years.  Chris is a graduate of Bentley College in Waltham, Massachusetts where he earned his Bachelor of Science in Finance.  Chris is a Chartered Retirement Plans Specialist(CRPS®) and an Accredited Investment Fiduciary (AIF®).  He is also registered with the Financial Industry Regulatory Authority and holds a general securities registration (Series 7) and an Investment Adviser Representative securities registration (Series 65).  

Chris has a strong commitment to the private pension industry. He adheres to guidelines set forth by the Profit Sharing/401(k) Council of America (PSCA) and the Center for Fiduciary Studies (CFS).  The CFS is an association advocating increased retirement security through profit sharing, 401(k) and related defined contribution programs. 

Through his role as an Advisor to corporate retirement plans, Chris naturally works with individual participants.  He provides financial advice that helps individuals manage risk, plan for the future and retire comfortably.  While a retirement plan is a key component to any financial plan, it is just one part of an individual’s full financial outlook. Therefore utilizing his team at Capital Analysts of New England, Chris may provide financial planning services that are all encompassing and customized to an individual’s needs and objectives. 
 
Professional History - 1999 to Present

Investment Adviser Representative, Lincoln Investment, Capital Analysts, FT. Washington, PA   

Licensed Insurance Broker, Massachusetts Division of Insurance, Boston, MA

Professional Affiliations

Profit Sharing/401(k) Council of America

Member, Center for Fiduciary Studies

Member, Association of Independent Investment Professionals

Member, Financial Services Institute

 
Education

Bentley College School of Finance, B.S., Finance

College of Financial Planning, Chartered Retirement Plans Specialist

Center for Fiduciary Studies, Accredited Investment Fiduciary

Personal Awards & Affiliations

Named to Financial Times 401 Top Retirement Plan Advisors 2017*

Named to Boston Magazine’s Five Star Wealth Manager List 2019*

Named to Rhode Island Monthly’s Five Star Wealth Manager List 2017*

^{*The Financial Times 401 Top Retirement Plan Advisors is an independent listing produced annually by the Financial Times (September 2017). The FT 401 is based on data gathered from advisors, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in seven primary areas: DC plan assets under management (AUM), DC AUM growth rate, specialization in DC plans, years of experience, advanced industry credentials, compliance record and DC plan participation rate. This honor is not indicative of the advisor’s future performance. Neither the advisors nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401.} 

^{*The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3,619 Boston wealth managers were considered for the award; 566 (16 percent of candidates) were named 2019 Five Star Wealth Managers.} 

^{*The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 476 Rhode Island wealth managers were considered for the award; 188 (40 percent of candidates) were named 2017 Five Star Wealth Managers.}

Graduate Bucknell University 1970 – BA
Graduate Bentley College 1980 – M.S. Taxation
Associated with Capital Analysts since 1975
Co- founded Williams & Dubin 1978, Principal 1978 – Present   

Past President of Norfolk & Plymouth Estate & Business Planning Council (member National Association of Estate Planning Councils). Past President and long-time Chair of the Education Committee.

Former Tax Committee member Small Business Association of New England ("SBANE"). Successfully represented SBANE, National Chamber of Commerce, et. al. before Congress 1986-7 in repealing and revising Internal Revenue Code Section 2036(c) (aka "Private Business Confiscation Act").

Developed SELECT*EXEC and PRO*STAR non-qualified deferred compensation systems for retaining and rewarding key executives and athletes/entertainers, respectively.

National practice analyzing and developing private Plan alternative to multi-employer collectively bargained Pension Plans.

Tom has been a member of Capital Analysts of New England, Inc. since June of 1986.  He is a Registered Representative and holds the FINRA Series 7 and 63 registrations.  He is a founding partner of KAF Financial Advisors, LLC.  As the company’s managing partner, the focus of Tom’s practice is to work with successful individuals and business owners in various aspects of their financial planning, including estate planning, business succession planning, portfolio management, retirement planning, insurance solutions, and employee benefits.

Tom graduated Cum Laude from the University of New Hampshire – Peter T. Paul College of Business and Economics with a Bachelor of Science (B.S.), Business Administration.  He holds the Chartered Financial Consultant®, Wealth Management and Financial Planning designation from The American College.

Tom is very active in his community and has served on various committees and boards throughout his career.  Currently he serves as a Member of the Board of Directors of South Shore Health System.  He is a Foundation Trustee and past Chair of the South Shore Hospital Charitable Foundation.  This is the organization that raises money for the South Shore Hospital in Weymouth, MA.

Tom, his wife Lisa, and their children live in Norwell, MA.

For more information, please visit KAF Financial Advisors, LLC at www.kaffinancialadvisors.com

KAF Financial Advisors, LLC is independent from and not affiliated with Lincoln Investment and Capital Analysts.

Since 1987, Jerry and his experienced team of professionals (Please click here for team bios) have provided comprehensive wealth management strategies and solutions to many of New England’s privately held business owners, high net worth individuals, corporate executives, and their families. They review and integrate all facets of your planning and “chart” your financial future. Watch a short video on how they can simplify your life with the use of our Wealth Management Tool.

Areas of Experience:

• Comprehensive Wealth Management & Investment Planning
• Pre-Retirement Strategies, Retirement Income Planning and Financial Modeling
• Estate and Business Succession Planning
• Qualified Retirement Plans
• Deferred Compensation Planning for Key Employees

A graduate of Western New England University in Springfield, MA, Jerry earned a Bachelor of Science in Business Administration, Management. He is a CERTIFIED FINANCIAL PLANNER® professional, Accredited Investment Fiduciary® (AIF®), Chartered Financial Consultant® (ChFC®), and a Certified Fund Specialist® (CFS®).

As a CERTIFIED FINANCIAL PLANNER ™ professional, Jerry is held to the highest of standards and obliged to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence as outlined in the CFP Board’s Code of Ethics. The Rules of Conduct require CFP® professionals to put clients interest ahead of their own at all times and to provide their financial planning services as a “fiduciary”- acting in the best interest of the client.

Jerry holds a FINRA General Securities registration (Series 7), as well as a FINRA series 65 registration for investment advisors.

Jerry has published numerous financial planning articles in several publications including the New England Real Estate Journal and the Metrowest Daily News. (Please click here to view Jerry’s articles)

Being active in numerous community and charitable organizations, he has served on the Advisory Board for the 200 Foundation, Inc. a non-profit corporation that provides aid to local Metrowest charities.

For over 25 years, Jerry has served as the Massachusetts Area Coordinator for Project Children. Project Children is an American-Irish Partnership that was started in 1975. This non-profit organization fosters tolerance between the Catholic and Protestant communities through travel abroad programs to the United States each summer for the children and young adults of Northern Ireland.

In 2003, the “Irish Open” Golf Tournament to benefit Project Children was founded and Jerry continues to serve as the Chairman of the tournament.

Jerry’s professional affiliations/ memberships include the Center for Fiduciary Studies , the Financial Services Institute, and the Financial Planning Association.

On a personal note, Jerry and his wife Meg, reside in North Framingham with their three children, Bridget, Maura and Patrick. Jerry is an avid golfer, sports enthusiast, coach, Spanish language student and enjoys performing with his Irish Band, “The Belfast Cowboys”.